Identity
Theft Mitigation Plan
What our Identity Theft
Mitigation Plan does for you, your company, and your employees when faced with an Identity Theft
Situation.
Identity Theft has become a "Managed Risk", no one can prevent this insidious crime from occurring; they can only install safe guards to reduce the risk and mitigate the damages when it does. Be sure and go to the "Business Solutions" section to understand how this mitigation plan along with documentation, training, and education help to create a culture of security and begin the process of implementing the reasonable steps outlined by resent legislation
When someone first enrolls in our identity theft mitigation plan, either as a payroll deduction or as an individual, we provide them with a detailed analysis of their credit report along with a score. This gives them an opportunity to see if they may already become a victim of identity theft. Our services are rate stable, and portable so if individuals leave your current employer you can take the plan with them.
24/7 Monitoring
Their credit
is monitored in "real time" because catching an identity theft early is
the key to minimizing any loses. You will be notified promptly, via
email or monthly by mail, of any changes on your credit file, as well as
checking with the Post Office daily to make sure there have not been any
change of addresses posted to your credit file, that you may be unaware
of.
Fraud Alert Notifications
When they become a victim of
identity theft, they will be assigned a licensed fraud investigator,
fraud alerts will be sent on their behalf and applicable follow ups will
be done with affected agencies and institutions, including: credit card
companies, financial institutions, all three credit repositories, Social
Security Administration, Federal Trade Commission, Department of Motor
Vehicles, law enforcement personnel, and the U.S. Postal Service.
Proactive Searches
Proactive searches of applicable local and national databases will be made on their behalf to look for information they may not be aware of, including: criminal activity in their name in county records, and certain federal watch lists, Department of Motor Vehicle records in your state, unknown addresses affiliated with their name, and banking activity in their name reported as fraudulent.
Investigators
This benefit is underwritten by the only data
security and breach recovery solution provider to employ investigators
with thousands of hours of work experience and the hands-on
understanding required to methodically restore individuals identity to
pre-identity theft status.
Full-Service Restoration
This is a key importance when talking about an
identity theft mitigation plan. Restoration actually fixes the issues for
the victim
whereas resolution just tells you how to do it yourself. We are
currently the only "True Restorative" plan in the US, which means
that you file a police report, sign a limited power of attorney allow a
professional investigator to do most of the for the identity theft
victim.
Taking advantage of these services to restore their
good name and credit help reduce employees/individuals out of pocket expenses and time
spent away from work, with valuable services from detection to final
resolution. This process leads the industry in terms of its depth of
involvement and dedication to complete resolution, when your identity
has been compromised and your name and personal worth needs to be
restored.
This identity theft mitigation plan covers the primary member and family for one price, while offering assistance with all 5 areas of identity theft:
Driver's License, Social Security, Medical, Character/Criminal, and Financial
While having credit monitoring and restoration coverage is important, it is also equally as important to have access to legal council to assist in all 5 areas of identity theft and everyday live event legal needs.
When credit monitoring, true restoration, and access to legal council 24/7 fore emergencies are all combined, they provide the most comprehensive suite of services in the world period.
All of the coverage discussed above can be offered as a fringe, partial fringe, payroll deduction, to individuals outside, or families outside of work, starting at just under a dollar a day, depending on coverage selected and state you live in.
DISCLAIMER:The information on this page, is meant only as a bullet point summary not a detailed description of coverage. Not all areas of coverage are available in all states. If you would like the details of this mitigation plan get back with the person who sent you to this website.
